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Garmin Pay™

Got a Garmin smartwatch? Then you can pay on the go for almost anything, including groceries, petrol and cinema tickets.disclaimer To get set up, grab your watch, phone and an eligible ANZ debit or credit card. 

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Why use Garmin Pay?

What do you need to get started with Garmin Pay?

Set up Garmin Pay using your phone

How do you use Garmin Pay?

Common questions

Why use Garmin Pay?

Effortless payments

No wallet? No phone? No problem! Garmin Pay is a fast, secure and convenient way to pay on the move – whether you’re grabbing a few groceries after a run or getting a bite to eat while out on a bike ride. 

Private and secure transactions

Every time you make a purchase, you’re protected with watch-specific card numbers and transaction codes. That means your card number isn't stored on your Garmin smartwatch, on Garmin Pay’s servers or shared with merchants when you pay.

 

Quick and easy to use 

Use Garmin Pay wherever you see the contactless payment logo. So no matter where you’re headed or what you’re shopping for, you can pay on the go without reaching for any cards or cash. And if you report your card as lost or stolen, we’ve got you covered. Your replacement card will automatically update in your Garmin Wallet.

Accepted worldwide

Garmin Pay can be used to make payments around the world, anywhere that your card is accepted. You can even use it to tap on and off public transport in selected spots globally.disclaimer

Use with compatible

ATMs

  Payment terminals

Just look for the contactless payments logo at check out, and you're good to go.

 
 

What do you need
to get started with Garmin Pay?

Want a fast, secure and convenient way to pay? Just use Garmin Pay. All you need is a compatible device and an eligible ANZ debit or credit card.

Not banking with ANZ yet?

Get started today:

Business owners can:

How do you set up Garmin Pay?

Set up your Garmin Wallet with your eligible ANZ debit card, credit card – or both. You can add multiple cards to your device so get started today.

Set up Garmin Pay using your phone

Use the Garmin Connect app

01. Open the Garmin Connect app on your phone

02. Go to Menu, then Garmin Pay and tap ⋮

03. Select Add card and follow the prompts

How do you use
Garmin Pay?

In-store

Pay with your Garmin smartwatch: Press and hold the action button on the side of your watch. Then tap the Wallet icon (if prompted, enter your Garmin 4-digit PIN code). Next, hold your watch near the payment reader until it vibrates, indicating payment’s been made.

Missed something or want to learn more?

Garmin Pay is a secure way to pay. Your payment details aren’t stored on your Garmin smartwatch and your card information is never shared with merchants. Plus, you authorise all your payments with your unique Garmin 4-digit PIN, which adds an extra layer of protection.

You can set up your Garmin Wallet with multiple  ANZ debit cards, credit cards – or both. Add cards to your device and choose which one to make default payments from.  

  1. Open the Garmin Connect app on your phone
  2. Go to Menu, then Garmin Pay and tap ⋮
  3. Select Add card and follow the instructions on screen

In stores, making a payment with Garmin Pay is quick and easy. Just press and hold the action button on the side of your watch to display the Controls menu. Navigate to the Wallet icon and choose Select. You’ll be prompted to enter your Garmin 4-digit PIN code if it’s been more than 24 hours since you last used your watch to make a purchase – or if you’ve taken your watch off your wrist since then.

When the wallet’s open, your last used card will display. If you want to pay with a different card, just scroll down to the next available card. From there, hold your watch near the payment terminal and wait for it to indicate that your payment’s gone through.

Visit the Garmin website for details.

Curious to know more? Visit Garmin Pay 

Important information

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you. ANZ recommends you read the applicable product terms and conditions, which are available at anz.com or by calling 13 13 14 or for ANZ Plus at anz.com/plus before deciding whether to acquire, or continue to hold, the product. Fees, charges and eligibility criteria apply.

Terms and conditions apply to the use of Garmin Pay.

Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S.. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.

Currently all ANZ cards which are not expired, blocked, suspended or cancelled are eligible for Garmin Pay.

Content on this page is accurate as at 20 February 2024 and is subject to change.

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